Want to raise a money-savvy child? We rounded up the best money books for kids to help kids guide them into early financial literacy! Introducing money and its principles as soon as possible will help ensure that your child has a bright economic future. So read on to learn more about the benefits of financial books for kids and our top picks!
Understanding the money principles is the first step before children can practice those principles. I also know that repetition is the best way to learn. Therefore, adding short stories about money to children’s book rotations is a great way to make them interested in this topic.
Here are some of the benefits of money books for kids!
Benefits of reading books for kids about money
“You kids are.” Have you heard this? Is that true?
Sometimes it’s just something that our kids copy us. But the more children copy us, the more they get habits.
For example, children can mimic the way we speak. They can also learn from our money habits.
Your child will notice whether you are more calm and relaxed with your money. However, if your child sees or hears you worry about money, you may need to take measures such as introducing more positive interactions with money.
Taking time to explain simple things like grocery payments is a good start. You can then drive lessons home by teaching your kids about budgeting through financial books for kids.
Similarly, reading more children’s books about money is a great way to bond with your child and can offer additional benefits.
Create healthy relationships with money from a young age
Many adults have an unhealthy relationship with money. They might think that money is bad. Some adults spend too much money because they don’t want to manage it. However, by introducing the concept of money through fun characters in a financial literacy book for children, children can begin to develop healthy relationships with money.
Books can help you showcase money as a positive tool you can use to improve your life.
Kids can learn about money in a fun and relevant way
In the eyes of a child, money may look like an adult. After all, parents go to the grocery store and buy food. Children watch adults work to make money every day. This is something the kids don’t need to do.
Due to limited interaction with money, the book makes the concept of money more relevant. Children and they learn that they can make money, save money and spend money.
Important money and life skills can be learned in a fun way
Many children’s books simplify the concepts of money, such as budgeting, savings, and investment. So, if you’re overwhelmed when describing these topics, a book can help.
Financial books for children can teach children important life skills, such as delays, patience and setting goals for the future.
21 Best Financial Books for Kids
Let’s get into our best money book for our kids. Click on the image to see more details about each book.
Note: These best money books for kids are linked via affiliate links that will help us grow smart girls finance! See disclosure for more details.
1. Investing for Kids: How to Save, Invest and Grow Money with Dylin Redling and Allison Tom
With books such as “Investing for Children,” it’s easy to raise a money-savvy child. Jump-start for kids ages 8-12, including the basics of how money works, how to get it and how to start a savings plan. All of this is what kids look forward to the future with bank money.
Dollar duo Dillin Redling and Alison Tom also cover essential and engaging information on how to make money to invest and build wealth for children. Additionally, the book offers interactive activities and discussions that children of all ages enjoy about investment.
2. Funds for Kids 101: Money Lessons Kids can’t afford to miss by Walter Andal
Walter Andal was frustrated with the lack of personal financial resources his children could learn, so he wrote it. That’s exactly what the book “Finance 101 for Kids” is.
It is one of the most useful and interesting money books for children to help them understand how money works. This book will help them build a solid foundation for dealing with money. It even teaches the importance of giving back to the community.
3. How to convert $100 to $1,000,000: Earn! keep! Invest! James McKenna, Jeannine Glista, et al.
A way to convert $100 to $1,000,000 is to introduce the total funding of children aged 10-12. It also includes many useful tips on setting financial goals, investing wisely, and starting a business.
The book also highlights the savings with an additional bonus of teaching your child to think like a billionaire. I love how billionaires don’t spend a million dollars, but they clearly state that they know how to maintain a million dollars.
Young readers will enjoy the moving story of different people becoming billionaires. Plus, the graphics and layout are amazing. They make the book easier to read and help protect the attention of young people.
There are many reasons why I included this book on this list of the best financial books for kids.
4. Smart Girls Guide: Money (Revised): How to Make, Save and Use It (Smart Girls Guide) Nancy Hole Yoke and Bridget Burger
Like Smart Girls Guide, introducing books written from a child’s perspective is a great way to get money interested. In this reading, Nancy Holyoke and Bridget Valleyger teach girls’ money management in an easy and fun way.
This book has quizzes, tips and helpful quotes from other girls that will please and inspire your middle schooler.
5. Money Ninja: A children’s book on savings, investments and donations by Mary Ninja Life Hacks
Money Ninja Book is part of the Ninja Life Hacks Books series for children aged 3-11. It teaches children essential life skills through colorful illustrations and adorable character stories.
Read it with your toddlers and young children. This is a great way to introduce the concepts of making money, saving, and giving. All of these encourage growth thinking.
6. Grandpa’s Lucky Story: A fun story about Will Rainey’s money teaching kids
Use Grandpa’s Lucky F story to bond with children over fun about money and short stories. Gale, a 13-year-old girl, shares her granddad’s adventures on a faraway island. Each chapter is a money lesson to help children discover how to manage their money.
Will Rainey does an incredible job of introducing financial concepts in a form that is easy to digest. This book is easy to read and provides action steps for your child to take.
Reading and discussing lessons is a great way to teach your child about money early on. That’s why I added this book to my list of the best financial books for kids.
7. Children’s Activities on Money and Finance: Teaching Children about Savings, Borrowing and Planning for the Future – 40+ Quiz, Puzzles and Activities by Alan Kunigis
Children are sponges that absorb all the points of what’s going on around them. As parents, we can cultivate a craving for knowledge with great books like Kid’s Activity Book on Money and Finance.
Your child can learn about money through engaging activities such as word search, crossword puzzles, rhymes, quizzes and other games.
This activity introduces children to the principles of money. Even if it encourages them to ask questions, it is a good starting point for laying the foundations of financial literacy.
8. What is money? : Personal finances for children by Kelly Lee
In a world where kids don’t see us paying for things, it’s even more important to introduce the concept as soon as possible.
“What is Money?” This is the perfect book for young children to read.
There are short stories about money, drawings, simple languages ​​and colorful pages. This is suitable for ages suitable for young children.
The book contains a set of questions with brief explanations and examples. This is one of the children’s books about money we get votes on. Your child loves to read it over and over again.
9. Investment for Teens: How to Invest and Grow Your Money! By Alex Higgs
Investment is currently a huge space, especially on social media. Everyone seems to be experts, but they all say different things. So, help your teens get the right advice and helpful information in one of the best money books for kids.
The Investment Book for Teens is aimed at young adults aged 13-18 and is a step-by-step guide to building a solid foundation for their future. Covering numerous topics, it helps them manage and grow their money and set themselves up for financial independence.
10. All Kids Money Book: Earn it, save it and watch it grow! By Brette Sember
Help your child understand the value of money and become a financially responsible adult using all the children’s money books.
Your child will learn about the basics of money, such as how bills and coins are made and what they can buy.
Brette Sember also discusses how kids can make, save and invest. Most importantly, it is one of the children’s books on money that tackles both inside and outside of financial technology. This is a must for children who grew up in the digital age.
11. I’ll grow my money by Marcus Weeks
Heads Up Money’s book covers complex financial and economic topics, including supply and demand, investment, and market trends. We will answer inquiries such as, “What happens if a bank simply prints more money?”
The topics are complex, but the author presents them in a dynamic, fun and easy-to-understand format for children in 5th to 12th grade.
12. Want More Pizza: Real World Money Skills for High School, College and Beyond Steve Burkholder
I hope that more pizza is the perfect mini book for teens who aren’t big readers. It’s short, but this book still packs punches.
Use the pizza model to break down barriers around the suring he of young adults and learn about money management.
If your child is a teenager, you know how difficult it is to make them interested in something.
So, get a book about pizza and tell us about saving, spending, setting goals, investing, and taking real-world actions.
13. Kyng & Kyren’s Generation Wealth Building Activities Book Kyren Gibson
When Kylen became a dad, he decided to change his life. He wanted to leave a legacy to his son Kin. This way he began his journey to learn how to build wealth for generations.
He wrote Kyng & Kyren’s generational wealth building activities book to help educate the community about the fundamental block of finance. And he makes learning fun, engaging and motivated.
14. Please give me more money: Scott Gamm you’ve never learned in school
I would like more money. This is the perfect personal finance crash course for high school students, university students and recent graduates. This is a comprehensive, easy-to-understand introduction to financial management.
It introduces readers to the best budgeting practices, pays to the university without debt and saves early for retirement.
In this book, Scott Gamm also explains why having a credit card is good and how to use technology and smartphones to pay your bills on time.
15. Easy to Make Money: A Guide to Financial Literacy for Kids by Terence Hover
Is your child a young entrepreneur? Is there a better way to develop business ideas than a book on financial literacy?
Written for children aged 11 to 14, “Money Issues Now Easy: A Guide to Financial Literacy for Children” helps children set a solid financial foundation for a brighter future.
This is a book that helps children make wise financial decisions and avoid financial mistakes. They also teach you how to budget, save, and give back. Terence Hover helps younger readers succeed financially.
16. Star Reach: Introducing basic financial concepts while ensuring that children can think big! By Michele Cho Dorado and hamura-long
The book tells a friendly story about a girl named Mimi who wants to buy something but has no way of doing so. Instead of giving up, Mimi comes up with the idea of ​​starting a business and making the money she needs.
The ideal book for children aged 3-10, Mimi’s Avenue for Stars is a great example of not only earning your own money, but also the importance of giving back.
It’s also a great book that encourages kids to set goals and turn their ideas into something more.
17. Investing for Kids: From Piggy Banks to Portfolio – A Fun Guide to Financial Literacy for 8-12 Years by Freeman Publishing and Natalia Berezina
Investing for a child brings young readers through various aspects of money. In this book, children learn the basics of budgeting for their desires and needs.
Additionally, you will learn more about more complex financial topics, such as credit cards and interest rates.
Freeman Publications and Natalie Berezina have created a book that allows children to become investors and entrepreneurs. The book also gives money history and shows how money is spent all around the world.
18. Black Wealth: Teach Your Child Financial Literacy – Practical activities you can do at home can set your child for financial success by Dr. S Bowe
The concept of wealth can be a big idea to grasp. But the more early children learn about it, the more likely they are to get it.
Black Wealth introduces practical activities that can be used to teach children how to read and write financially.
If you are determined to break the cycle of generational poverty and start building generational wealth with your children, this book is for you.
19. Three Little Piggy Banks: Meredith Luce, financial literacy for children by Pamela Georg
Three Litte Piggy Banks is a useful book that teaches children essential life skills while also teaching valuable lessons about money.
The story is based on two twins Andy and Ella, perfect for the siblings. Instead of buying the twins they had hoped for for their fifth birthday, their parents gave them three pig banks.
Needless to say, the twins were shocked that they didn’t receive the camera and bike they wanted. But they quickly learn that money is more valuable than simply spending.
As the story unfolds, the twins learn the key ways Piggybank can get what they want and more.
20. Think like a boss – Kids Edition: 47 Making ideas for young entrepreneurs, acquire important skills for the success of future work in the workplace and business. Helping children learn to manage money early by Miss Gemma Rodell
Back in your time, you probably had some ways to make money. Perhaps there was a lemonade stand, a mowed lawn, or a babysat. If you’re looking for ways to encourage your kids to make their own money, think of it like a boss, just like you did: Kids Edition is a book you have to own.
With 47 fun ways for kids to make money and tips to manage it, your kids can move on to become a billionaire. Yes, kids can become billionaires too.
What’s great about this book is that these job ideas don’t require your child to have any particular skills or talent. Anyone can use these money-making ideas.
twenty one. Monica Eaton’s Money Plan, illustrated by Anastasia Cartovenco
What makes money planning in a book so enjoyable is that it is written in rhyming poems. It tells the story of Mia and her mom and a trip to the grocery store on a Saturday morning.
This story presents the concept of money management in a fun and fun way.
Expert Tips: When it comes to teaching kids about money, the previous one is better
Many parents question the age at which they have to start talking to their children about money. The simple answer to this question is that faster is better. By the age of 3, children can recognize different coins and understand that money is used to purchase different items. And it’s helpful to communicate the concept of money in a fun and relevant way to promote their understanding.
Additionally, if you want to introduce your children to financial literacy books, we recommend that you incorporate them into your everyday life. For example, if you are usually reading bedtime stories, it is a great opportunity to exchange fairy tales for financial stories.
You can also help your child learn by asking them what they read in a financial book during dinner. Talking about the concepts your children read in their money books will enhance their learning.
Why read money books for kids?
Money books for children can help children learn about finances, people and events other than their own experiences. As a result, it exposes them to new ways of life, ideas and beliefs about the world.
Kids’ books on money are a great way to teach younger children that they can create something different from what they know now.
Additionally, these books provide more reliable information than older children and teenagers. In particular, today’s teens receive overwhelming financial advice from online platforms. Unfortunately, not all of this advice is reliable.
Finally, as adults, most of us are very concerned about money. As a result, finances can become a rechargeable subject when we raise our children. Often, we colour our difficult experiences, money stories, and conversations around money with bias. And it turns off after hearing our kids, not to mention learning. That’s why giving your child a money book can be a better idea.
How can I teach my kids about money?
An easy way to teach your child about money is to talk through a process that involves money. When you go to the grocery store, mention the prices of the various items. It can also be incorporated to provide allowances to children.
However, we recommend using financial literacy books for children to give children a balanced view of money. The book offers fun storylines and characters that will help children digest the concept of money.
Finally, don’t forget to model healthy money habits for your child. Staying within your budget, having a positive conversation about money, and setting money goals is another way to set positive examples.
What is the best book to learn about money?
The best books to learn money can depend on your financial needs. However, some of the best books cover financial literacy, money making and budgeting basics, and include tips for investing and saving money, and avoiding or paying off debt.
Bestselling Finance books contain practical tips, inspiring stories and useful information.
Some bestsellers include “I’ll teach you how to get rich,” “Smart girl’s financial gap debt, save money and build real wealth,” and “Wealthy Daddy, Poor Daddy.”
What is basic financial literacy for children?
Financial literacy for kids is easy. It starts with understanding where the money comes from and how to use it responsibly.
Financial literacy books for kids teach you how to make money, how to budget or manage your money, how to save money, and how to invest.
Understanding how children make, use, save and invest in money will increase their chances of becoming adults who understand how to achieve financial success.
Related articles on financial literacy for children
If you enjoyed this article on Financial Literacy Books for Kids, check out this related content!
Raise financially savvy kids with the best money books for kids!
Many of us have grown ups without the skills to manage money. With the right skills, many financial problems can be avoided.
We were not equipped as most of our parents had no knowledge to pass on.
Plus, many of the money advice that worked then does not work. And that probably doesn’t apply to the world where our children grow up.
So let’s do better for our kids. Read more kids’ books about money and start a financial conversation early. Get interested in exploring financial literacy with the help of the money books for kids on this list.
To continue learning, check out other smart girls funding articles on financial health and how kids make money!