The word Frugal is often misunderstood as a negative thing. But while a modest lifestyle may seem like a sacrifice to quality, it doesn’t have to be. Instead, you can choose to try some simple lifestyle tips that will increase your life more value.
So, to get you started, let’s not only give my best frugal living tips, but also dive into the meaning of being frugal!
What is a simple life?
A simple life is the act of being extremely intentional about your spending. If done properly, you can begin prioritizing yourself, your family, and ultimately what’s most important to you.
I’m a huge fan of this approach. Because I can prioritize spending money on what’s most important to me and cut my budget in other areas.
That being said, the way frug lives can mean very different things for different people.
Frugality doesn’t need to mean swapping your favorite cereal with a typical store brand. It doesn’t have to mean living without a napkin. And it doesn’t have to mean spending an adventurous holiday in favor of the idea of ​​stay.
The biggest advantage of frugality is that you can create your own approach. With certain aspects of your budget, you decide where you live and where you live.
37 Frugal Life Tips
Below are some simple living tips and strategies that will help you get started on this new path!
1. Start your budget
Creating and sticking to your budget is fundamental to your financial success.
Budgeting isn’t always fun, but it’s an important part of the puzzle. You can prioritize what is important and cut out what is unacceptable within your budget.
Keep in mind that there’s no problem skipping something you like from time to time. Make sure you have saved these beforehand for your purchase. So, if you want to go on a specific trip with friends or buy some nice bags and shoes, start putting your money aside.
Fortunately, there are many strategies that will help you find successful budgeting and understand frugal methods. Learn more about creating a budget that works here.
2. Meal plan
If you’re like me, planning your meals doesn’t sound fun. The combination of kitchen horror and lazy led to the lack of a meal plan that burns holes in my budget.
When I took the plunge and started a budget meal plan, I was delighted to be surprised by my savings. Instead of ordering lunch every day, I just eat what I cooked at home.
A savings of $10 to $20 per day really add up quickly. Check out our 30-Day Meal Planning Challenge to find inspiration.
3. Cook all at once
Similarly, summoning energy to cook dinner after a long day at work can be impossible next door. Unfortunately, I usually rely on fast food, but it only hurts my budget and waistline.
But cooking in bulk changed my dinner routine completely. Now I’m cooking all together based on what the week’s sales are or the discounts I can find. I usually cook on a Sunday afternoon and it’s enough to freeze some portions.
During the week I take those meals out of the freezer and cook them. My budget and my waistline thanked me.
How much can you save in the kitchen with a little time? When you don’t need to do it every day, you may find yourself actually enjoying cooking. Here are some great ideas for a simple meal!
4. Look at the pantry
The amount of food I keep in my pantry at once is a bit embarrassing. But most people have the food that creeps into their cabinets as well.
Keep what you have on hand. Consider cooking meals from what you find in your pantry or fridge, rather than grocery shopping.
Recently, I have eliminated one weekly trip to a grocery store every month. The goal for the week is to complete all the remaining ingredients lying around my kitchen using various recipes. You may be surprised at how creativity in the kitchen is.
5. Check out the coupon
Grocery shopping on a budget can be expensive, even if you buy a large amount of items.
Take advantage of the best coupon websites and trust me, if you see, you will find them. You might save a few dollars each time you travel to the store. These savings add up quickly and turn out to be one of the best simple living tips!
6. Sell things you don’t need
Most of us are guilty of having a little extra clutter around our homes.
If you accumulate an oversized collection of designer handbags, it may be time to shrink, whether your child has a lot of growing items, or too many dishes, or an overflowing bookshelves.
That clutter can be converted to cash with a little effort. Some locations that start selling include Facebook Marketplace, eBay and Poshmark.
7. Purchases to use
If you have the option to buy what you used, do that. You can save a significant amount of money by using lightly used items.
Check around local thrift stores, garage sales and online marketplaces to find the items you need at a much better price. Don’t buy at the full price is one of the best ideas for how to live frugal.
8. Returns something you don’t need
Check out our recent purchases. Is there anything I definitely don’t need? Go back to the store or return the item to get your money back.
You can also return the groceries.
Yeah! You read it correctly. Grocery stores regain spoiled food and fresh produce.
9. Reuse the amazing clothes you already have
Do you like shopping? Are you thinking about wearing great clothes and shoes? If so, you probably have a closet full of items you rarely wear.
Instead of going out to buy another shoe or shirt you’ll just wear and forget, consider shopping in your closet.
Perhaps the clothes and shoes are lost behind the closet and begging them to wear them again. Organize your closet so you can find some of these hidden treasures.
You will learn to reuse the amazing clothes you already have before spending unnecessary money on things you don’t need. You can be fashionable on your budget!
10. I’ll buy a car that I can afford
A car is a huge expense.
In fact, it is one of the biggest purchases you make in your life. So it’s very important to use simple lifestyle tips to buy a car you can afford.
Don’t make you wrong by playing shiny car bells or whipping. Instead, ask yourself, “Which car should I buy?” Before heading to the dealer, decide what you really have to afford.
11. I’ll walk or ride a bike if possible
It’s great to have an affordable car, but walking and cycling are much more cost-effective for a modest life. Please take the opportunity whenever you have the opportunity. You can save gas while enjoying exercise.
12. Shop for the best insurance
Insurance can be a huge expense. Without proper insurance, your financial goals can be significantly derailed. It is important to choose the best insurance for your life and your budget.
Once you have a better understanding of the insurance you need, try shopping for the insurance policy. Shopping can save you thousands.
13. I’ll replace the bulb
LED bulbs use some of the energy used by standard bulbs. Plus, they last for years.
Over time, it can help you in a way that lowers your electricity bill. Consider creating a switch.
14. Automate savings and investments
It is important to automate your finances after setting spending targets. Otherwise, you can easily rely on the habit of overexpenses.
One of the best tips for resignation is to start by automating retirement savings through your employer. Next, consider automatic payments for all your invoices. Run your finances, find new ways to automate your money and use simple living tips.
15. Check the library
While many prefer to buy books on Amazon or at local bookstores, the library is a great place full of free entertainment. Of course, they have a wide range of books.
However, most libraries also have an extensive collection of films, magazines and more. If you have not signed up for your local library card, please do so.
You may be able to sign up online. You can also access book selections (including audiobooks) from your local library via apps such as Libby and Overdrive.
You will be shocked by the vast amount of resources available for free. Plus, check out our list of the best passive income books.
16. Rate your subscription
Are you guilty of having more subscriptions than you really need? Take your time to subscribe and decide what is worth keeping.
Plus, if you cancel the rest, you’ll have time to enjoy one or two subscriptions.
17. A date night at home
Date nights don’t need to mean expensive restaurants or movies.
For example, it could mean a night of board games at home or a walk around the neighborhood. Find creative ways to enjoy each other’s company with dating night ideas at home while staying on budget as a couple.
18. Get a part-time job
One surefire way to accelerate your savings is to pick up part-time jobs.
You can find work in your community, but work from your hometown tends to be more flexible. If you already have 9-5, consider finding one of the best jobs from your hometown job.
There are many interesting options. It’s important to find something that interests you. Otherwise, it will be difficult to find the energy to work after a long shift at work on your day.
19. I’ll pay off my debt
Debt is the drainage of your resources. Make it a priority to clear your debts forever.
Once you remove debt from your life, you never want to go back. Finding a modest way to live within your means allows you to be free from these financial burdens.
20. Avoid credit card debt
Credit card interest is expensive and it’s easy to quickly acquire unnecessary debts with a credit card. Therefore, when using a credit card, it is essential to fully pay off your balance each month. If you can’t pay in full, it’s best not to use it.
One important humble lifestyle tip is to avoid credit card debt, as you can save money and avoid debt. So, stop paying credit card debts and find a way to stop worrying.
twenty one. Down size
Living in a large house offers perks.
However, the cost of living in a larger space can add up. Not only is it paying more area, but also the small costs associated with it, like utilities. Consider reducing your living space to a more affordable living situation and start living under your means.
22. Try low shipping or spending challenges
Sometimes it’s easier to stick to something if it’s a form of challenge.
If you’re not sure where you’re going, why not try to do a low shipping year or spend a year? Or, if a year is threatening you, try a impossible month to start from there and then go.
twenty three. Use the money making app
Put extra money in your pocket using these 26 best money-making apps! Earn cashback, invest in spare changes, or sell beautiful sunset photos on your smartphone. Earning extra money has never been easier when learning the modest methods.
twenty four. I’ll buy a lot
Buying frequently used items in bulk, such as toilet paper, toothpaste, paper towels, soaps, and more is one of the frugal tips that can save you money on your grocery bill.
The price per unit is usually lower with more portions, and you can also reduce travel to stores. If you are buying large quantities of perishable foods, you will need to cook and freeze them to prevent waste.
twenty five. Groove the cable
Depending on the cable package you have, this is one of the ideas that can lead to significant savings if you pay $100 a month with cable and $1,200 a year!
You can quickly build emergency savings and start saving for luxurious purchases if you don’t live in frugal.
Instead of expensive cables, choose cheaper streaming services or cable alternatives and earn those savings.
26. Frugal Travel
One of the best simple living tips is to travel frugally. It’s a place they call “off season” and still has a great vacation, and you can save a fair amount of cash depending on where you travel.
You can also save money while traveling by reducing eating out and choosing a place with a kitchen. That way you can cook your own meals.
You can also save hundreds of dollars, such as buying discount airline tickets and fares.
27. Skip the salon
Well, we all need beauty treatments and pampering, but by skipping salons whenever possible, you can save a lot of money.
For example, if you complete your nails with a pop of $25 a month, that’s $600 a year! Even if you reduce it once a month, this is one of the smarter, simple tips that will help you save money quickly and still pamper yourself.
28. I’ll give you a gift instead of buying it
If it’s because for birthdays, or just because it’s the holiday season, instead of buying gifts, instead of buying gifts, you can reduce your spending and avoid credit card debt as well.
Winter holidays are very expensive and challenging for those on a budget. Making gifts makes more sense than buying them. Check out Pinterest and YouTube.
29. Grow your own vegetables
Did you know that you can grow vegetables indoors? Whether you live in an apartment or have a house with a garden, you can grow your own vegetables and herbs to save money. Not only are you growing your own vegetables, but it’s not just one of the more unique and modest living tips, it’s fun too!
30. Lower your electricity bill
There are many ways to lower your electricity bill.
For example, if possible, you can use a fan if it’s not too hot to reduce the use of the air conditioner. You can also reduce the use of the oven to avoid cooking on hot summer days.
You can also use cold water to reduce billing costs when washing clothes. There are many ideas on how to help you reduce your electricity bill and save money.
31. Free and fun
Nothing makes the challenge easier than making it fun. One of the best simple living tips is to have fun for free. There are plenty of free fun things to do, such as going to the park, having a picnic, or bonfire.
Or, if you want to spend money without spending, save up some gift cards you can get for presents or holidays, then do something fun!
32. Cut expensive coffee
Millennials are willing to spend more than $2,000 a year on coffee, according to Empower Research, Newsweek claims! Eeks!
I’m not saying I’m going to cut out your favorite coffee, it’s a big deal to reduce how you use it. Even if you average $20 a week at Lattes, it’s still $1,040 a year.
It’s difficult to cut delicious coffee, but you can buy coffee and cream in various flavors, place a cup of Joe at home, and put that cash in the bank. Coffee at home is one of the simple living tips that will save you a bunch of money!
33. Fitness at home
More and more Americans are choosing to exercise at home. The average gym membership can be around $40-70 a month, and a great RX Health equals $840 a year.
However, finding home workout videos on YouTube and exercising at home can save you a lot of money.
34. Stop impulse purchase
Thanks to e-commerce, impulse buying has never been easier. You can find everything by touching the button, and before you know it, those late-night shopping squirts cost you hundreds to thousands of dollars.
Learning how to stop shopping online is one of the most important humble living tips that will help you save money.
35. Decide what you can do without
Just because you can buy something doesn’t mean you should. When you are working on growing your dollars, decide what you can do without. Whether temporary or permanent, this can really give you a boost by saving more money.
36. Try homemade cleaning products
By creating your own cleaning products using natural cleaners like vinegar, you can avoid buying expensive items from the store.
It takes a little time and know-how, but you can naturally clean your house and learn easily without using it at all. You can use materials that are already in your cupboard, or you can easily purchase them while driving your next grocery.
37. Eat less meat
Meat is very expensive to buy and can affect your budget. And if you love steak or chicken, you don’t have to give up on it completely.
But having dinner once or twice a week without meat can save you grocery money. Salads, soups and baked potatoes are all simple meals that don’t require meat.
Expert Tips: Create a list of things to try
When it comes to taking advantage of these simple lifestyle tips, we recommend creating a short list of tips you want to try. Once you’ve done this, you can build them one by one into your routine and lifestyle.
Not all the simple tips are right for you, so instead focus on the tips that are best for your lifestyle!
Benefits of Living fructose
First and foremost, a simple life can build more financial freedom in your life by accelerating how quickly you achieve your financial goals. It can anchor the reality of causality.
Every time you choose to spend less money on something, you can place that money on something that is important to you. The best part is being able to decide what’s most important to you.
Maybe you’ll clean up your new savings for early retirement. Maybe they’ll put them aside to fund your dream of living on a yacht. Alternatively, you can allow a savings safety net so that you can pursue a job that is thoroughly enjoyable.
How do you develop a simple way of thinking?
Developing a modest money mindset involves sticking to what you allow to affect you. It means you know what you want, and you focus on your own financial and life goals, not what others have.
Additionally, it involves thinking strategically about your purchase before you buy, and thinking in the long term.
For example, if travel is important, you can choose not to eat at an expensive restaurant. You can also choose a library instead of purchasing cables for entertainment. That way you can afford to buy your next trip.
It’s about paying attention to what you spend your money on.
However, you also need to know that something is worth buying.
For example, a big house, a new sweater, or a great food might be worth it to you. You can find a deal with what you want to buy and say no to what’s least important to you.
how Do you live a low-cost, modest lifestyle?
When learning how to live a low-cost, modest lifestyle, don’t be afraid to make some changes along the way. Try out a variety of simple tips and savings hacks and remember that this is not a one-size-fits-all strategy.
Instead, you should try out different humble lifestyle tips and see how they feel. You may find that giving up on your diet is not an issue, but abandoning your favorite shampoo brand is not an option.
Open your mind and try new tips and strategies. You probably need to experiment to find the best balance for you.
It’s important that you don’t overdo it. Learning how to significantly reduce costs without mercy is exciting, but too many cuts can backfire. Instead of saving for a long period of time, you may experience burnout and give up savings entirely.
A good way to start a simple life is to slowly add new simple tips and strategies. Try them out to see how they feel. If you like strategy, keep it and add another one.
If you don’t like strategy, let it go and try something else. You may need to try many strategies before you really find your modest walk.
Is it worth living in moderation?
Yes, if you’re tired of making money control your life, a simple life is worth it.
However, it is important to see positive things. If you only see the sacrifices that come with the simplest methods, you will have a hard time staying on this path.
Of course, you need to give up on the way. However, these sacrifices on your journey can lead to greater benefits for the line.
Remember, you choose to be frugal to enjoy what you prioritize. Keeping priorities in mind, living a modest life may not be that difficult!
How can you become as frugal as a billionaire?
Everyday billionaires think about the future, not the present, when they make their purchase decisions. It’s all about prioritization. So you may ask a few questions to help yourself become frugal.
for example:
- Will this make me more money in the future?
- Do you really want this item or do you need it?
- Are there any cheap alternatives?
- How can I save more for the problem?
Does frugal mean cheap?
It’s definitely not, but frugality should not be confused with cheap. Cheap means you go to the store to buy the lowest priced items without considering quality.
Frugal means assessing your desires and choosing to spend less money on things that are not really important to you.
For example, you could choose to spend less on clothing to fund your next vacation budget.
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Use these simple living tips to save more money!
Living frugal doesn’t have to be a sacrifice. Effort to think of frugality as a way to fully enjoy what you care about in life.
When you’re in control of your money, it can be easier to spend on things that matter. Try some simple lifestyle tips at once to find out which one is best. You can also be inspired by these wonderful, humble, living blogs.
Don’t forget to access our amazing courses and 100% free courses and worksheets to support your “how to live frugal” journey and help you succeed financially!