15 best apps like Dave for reliable cash advance

Are you looking for an app like Dave? You landed in the right place!

Going over there Money-making appthere are companies that can help you get cash quickly without surveys or responses.

These nifty apps like Dave come in a variety of features designed to help you, from making your paycheck accessible before payday to offering free overdraft protection.

It’s about offering flexible financial options that fit your life without adding extra stress or complexity.

Key takeout

• Cash advance apps like Dave offer financial flexibility and features like Paycheck Advances, No-Fee Overdraft protection, and financial management tools.
• Each app has early salary access, no membership fees, no credit checks, Create a creditand various fees or tips related to the money you borrowed.
• use chime To increase your powerful savings account or get cash advance when you need it!
• While convenient, you should use the Cash Advanced App responsibly, taking into account factors such as eligibility, repayment terms, potential monthly fees, privacy/security measures and more.

Dave app summary

The Dave app can help individuals facing irregular income streams with cash advances of up to $500.

Unlike traditional payday loans, Dave stands out by offering advancements without burdens, credit checks, or no late fees. Therefore, it is an ideal choice for short-term financial relief.

A minimum membership fee of $1 per month gives users access to the Extra Ash feature and instant financial assistance to cover essentials such as rent, bills, and groceries.

Plus, for who I need money nowDave offers explicit funding options ranging from $3 to $25 – you can receive it in just an hour.

So, with that in mind, compare other cash advance apps with Dave!

Apps like Dave

1. chime

• Prepayment amount – $20 to $200
• Credit Check: no
• Processing Time – Same day
• Repayment date – Next direct deposit or transfer of funds

chime A financial technology company that provides banking services for FDIC insurance online without traditional bank branches.

IT is affiliated with Bancorp Bank and Stride Bank and does not charge monthly maintenance fees, minimum balance fees, or foreign transaction fees.

Chime has the ability to earn up to $200 on debit transactions through the SpotMe program without overdraft fees.

The limit starts at $20 and can increase to $200 based on your account history.

If you are spending on your bank account balance, the chime will cover it with SpotMe, deduct the amount from your next deposit, and seamlessly manage your repayments.

Find out why Chimes are great as a high yield savings account My chime review.

Chime Spotme account requirements:

• Connect your bank account to the chime
• Eligible direct deposits of at least $200 over the last 34 days
• Users must have an activated chime visa debit card

2. Albert

• Prepayment amount – Up to $250
• Credit Check: no
• Processing Time – 2-3 days
• Repayment date – Next payday

Another popular app like Dave is Albert.

Albert It is a financial technology company that provides banking services through a partnership with Sutton Bank, the financial institution of FDIC insurance.

Albert offers primarily banking and financial services, but offers small cash advances up to $250. This interest-free advance will help you cover your expenses until your next salary arrives.

What I like about Albert is that you can get up to three cash advances per pay period, as long as it doesn’t exceed $250.

Check out My complete albert app review For more information about other useful financial management features, see

Albert Cash Advanced Requirements:

• Consistent income for two months from the same employer
• Active bank accounts with positive balances and direct deposits for 2 months
• Connect your active bank account to Albert

3. Cash App

• Prepayment amount – Up to $200
• Credit Check – no
• Processing Time – Once approved – instantly
• Repayment date – Set the date per month

Cache app Borrowing is similar in concept, but it is as widely available to some users as Dave’s cash advance app.

Cash App borrowing allows eligible users to borrow money (amounts may vary, potentially up to $200, up to $200) directly from Cash App.

There is a flat fee for borrowing. This is disclosed in advance and makes it easy to understand the cost of a loan. After that, you will pay it back to credit the card debt.

Cash App Borrowing Requirements:

• Active cache app account
• Periodic deposits in your cash app account
• History of receiving income through cash apps

4. Bridget

• Prepayment amount – Up to $250
• Credit Check – no
• Processing Time – 1-3 days; Pay for instant access
• Repayment date – Next payday

Bridget It is an app that offers cash advances without credit checks or late fees, deep insight into spending habits, and budgeting tools that help you track your bills before they arrive.

If you want to boost your credit history, Bridget offers you a secure personal loan.

There’s more! Bridget’s cash advance features are just a part of what they offer. They offer free plans with tools to help you monitor your spending.

But if you need better features and help Money managementyou must obtain a Plus membership. This membership may have a monthly subscription fee of $9.99.

Earn cash immediately, avoid annoying fees with unpaid overdrafts, and work on building credits.

Bridget Requirements:

• Active, positive balance checking account
• Consistent direct deposits
• Financial stability for repayment
• Monthly fee of $9.99

5. Acquired

• Prepayment amount – Up to $100 a day. $750 per maximum pay period
• Check your credits – no
• Processing Time – 1-3 days; minutes with lightning speed function
• Repayment date – Next direct deposit

Acquisition app A financial services tool designed to help people move forward with their pay before payday arrives.

App users may want to avoid overdraft fees and late fees or handle unexpected expenses without resorting to sophisticated loans.

The Arenin app has a feature called Lightning Speed. At lightning speed, users can receive cash out within minutes.

However, one thing is that using the Lightning Speed ​​feature can result in fees and may only be available to some community members.

Account Requirements:

• Employment verification (through work location tracking or timekeeping systems)
• Connected checking accounts
• Regular pay deposits on this account

6. Clover

• Prepayment amount – Up to $200
• Check your credits – no
• Processing Time – 1-3 days; With a fee within 24 hours
• Repayment date – Automatically deduct the next payday

Clover Another reliable cash advance app that offers small cash advances on your paycheck before official payday.

And it doesn’t stop at providing early access to your income.

Klover has some great tools to help you get your budget set up and stay away from where your cash is heading.

What sets Klover apart is its view of its fees. There are no deferred fees or interest you have to pay.

Instead, you will be able to choose to leave the tip if necessary.

Klover Account Requirements:

• Stable salary with direct deposit
• Checking account connected to the app
• Consistent pay schedule (weekly, every other week, half a month, or monthly)
• Download and use the Klover app

7. Money Lion

• Prepayment amount – Up to $500
• Check your credits – no
• Processing Time – A few days; immediately pay
• Repayment date – Next payday

Money Lion A mobile banking and financial app that allows users to access a variety of financial services, all in one place.

It has a cash advance feature that allows you to access some of the wages you earned by payday. It gives people a safety net for those unexpected costs or when they’re a little short on cash.

Moneylion also offers credit builder loans specifically designed to help you build Improve your credit score. They usually don’t charge interest, but instant cash can bear a fee.

These loans work by lending small amounts that are locked into your savings account until the loan is repaid.

Make regular payments and these will be reported to the credit department and will help you actively build your credit history.

Money Lion Cash Advance requirements:

• Active Moneylion checking account
• Direct deposits of salary or regular income
• Consistent income from regular deposits
• The history of deposits to verify income
• The Moneylion app has been installed

8.

• Prepayment amount – 50% of salary
• Check your credits – no
• Processing Time – Instant pickups at Walmart Money Center or transfers to a 1-day checking account
• Repayment date – Next payday

flat It is now the One@Work app. That’s right! One of the even numbers and one teamed up to become the One@work app!

What does that mean to you? It means more opportunities to boost your financial game and lead your best life.

Like even apps, One@work is an employer-sponsored app. This means your employer must board with it.

We recommend double checking with your manager before signing up and downloading the app to your phone.

One @work cache advance requirement:

• Register through your employer.
• A proactive checking account for payroll deposits.
• Government issued ID for proof of identity.

9. Please be careful

• Prepayment amount – The first is up to $250. You borrow more, up to $500
• Check your credits – no
• Processing Time – It takes 10 minutes, but it may take some time
• Repayment date – 30 days from cash advance date

Preventive measures It is an all-in-one banking app that offers small cash advances to help you up until your next paycheck.

Varo checks your account to ensure a stable salary. If everything is checked out, you can prepay your salary. This really helps with sudden costs.

Varo does not charge a monthly fee to use this service, but there is a small fee starting from the first $20 you rent. The fees will rise to $250 if you rent $500 and $20 if you rent $40.

Varo account requirements:

• Varo Bank account in active and in good condition.
• Regular direct deposits show stable income at least $800 a month on the Valo account.
• A verification of your identity is usually through a government-issued ID.

10. Dailypay

• Prepayment amount – Up to 100% of your salary
• Check your credits – no
• Processing Time – Immediate or the next business day
• Repayment period – none

Dailypay Work with your employer to provide employees with early access to their pay. Not cache advance like other apps like Dave.

It works with payroll for work, so if you’ve already been working for a few days and need cash, you can use Dailypay to get the money you earned early in your payroll period.

After signing up for Dailypay, they will process your salary deposits in your account for your employer.

If you make a prepayment, the amount you can deposit on the payday will be the amount remaining on your salary after the advance payment.

Dailypay requirements:

• Employer participation
• Employment verification
• Direct deposit
• Dailypay account

11. axos

• Progress – Overall salary
• Check your credits – no
• Processing Time – Up to 2 days of early access to your salary
• Repayment period – none

Axos Bank This is a digital bank that provides a wide range of financial services without a traditional network of physical bank branches.

axos is different from many apps, like Dave and Dave, where many apps offer cash advances. Add a twist to the cash advance scenario.

Instead of offering direct cash advance loans, Axos offers early access to all paychecks through Direct Depose Express.

When Axos is notified that your employer has sent you a payroll direct deposit on a certain day, they will take you the money forward quickly. This means you could be paid up to two days earlier.

Axis requirements:

• Axos Bank Account
• Direct deposit setup
• Employer or payer participation

12. Revolut

• Prepayment amount – Overall salary
• Check your credits – no
• Processing Time – Get your pay up to 2 days earlier
• Repayment period – none

Revolat This is a digital banking app that directly provides a wide range of financial services from your mobile phone.

Revolut’s “Early Pay” feature is a game changer for many. It provides much needed boost when it comes to managing your personal finances.

The convenience of depositing your salary directly into your Revolut account and having access to those funds up to two days earlier can make a big difference.

Revolut requirements:

• Direct deposit setup
• Employment verification
• Normal income
• Revolut account in good condition

13. Payactiv

• Advanced amt – Maximum 1/2 salary
• Check your credits – no
• Processing Time – Up to 2 days; instantaneous fee
• Repayment period – Next payday

Payactiv app A financial wellness platform designed to allow employees to access the wages they earned by payday.

catch? Your workplace is something your employer needs to set up, so you need to be on it.

With PayACTIV, the app focuses on working hours and knows how much of your pay can be withdrawn before the payroll processing period.

You can set it up to automatically transfer your money or do it whenever you need it.

On payday, PayACTIV simply deducts any amount that has advanced from your salary and pays the rest.

PayACTIV requirements:

• Employer participation
• Earned wages

14. Current Overdrive

• Forehead – $25 to $200
• Check your credits – no
• Processing Time – immediately
• Repayment date – Within 60 days

Current Overdrive This is a feature provided by the current banking platform, designed to allow users to manage their finances more flexiblely.

Current’s overdrive feature is a great example of the latest overdraft protection.

If you have a current account and meet certain requirements, you can spend just a little more than your account balance without facing normal fines or monthly fees.

This can be a lifesaver if your budget is thinning and you need to make the necessary purchases.

Current Overdrive Requirements:

• Active current account
• Qualified direct deposits
• Account Activities

15. It’s possible

• Forehead – Up to $500
• Check your credits – no
• Processing Time – 1-2 business days
• Repayment period – It will change

Possible funds It offers a type of payday loan (credit builder loan) designed to be more accessible and less burdensome than traditional payday loans.

If you are looking for more than just a cash advance, the possibility presents a viable alternative with a credit builder loan.

Their approach focuses on offering small, short-term credit builder loans in a repayment structure to help borrowers avoid debt traps from normal payday loans.

Plus, here’s a cool part. Paying on time will actually help you increase your credit score as you report to three major credit bureaus.

Possible requirements:

• Must be at least 18 years old
• Have an external bank account in your name
• I have normal income
• Not available in all states

FAQ

What does the Dave app do?

The Dave app is perfect for money and is designed as a financial lifeline for moments when you need a little help to get through to your next paycheck.

Its main functions focus on providing budgeting assistance, overdraft protection and small cash assistance to avoid bank overdraft fees.

The app charges monthly membership fees and optional first funding fees to quickly access your borrowed funds.

The app may also partner with Level Credit to report rent payments to the Credit Bureau and improve your credit score.

What apps are like Dave?

Several other apps offer services similar to Dave.

They focus on cash advancement, budget support, and financial planning to help users better manage their finances and avoid overdraft fees from their checking accounts.

Some notable apps like Dave are:

Can you get $100 right away from these apps?

Yes, you could quickly win $100 from some of these personal finance apps.

Many people borrow wages without credit checks or get paid advances, but the availability of instant funds and the terms on which they are offered vary from app to app.

Is the app a safe way to borrow money?

Using most cash advance apps to borrow money is a safe and convenient option if you use a reputable, secure service.

These apps are becoming increasingly popular as alternatives to traditional lending and banking services.

They provide quick access to funds, Budget preparation toolsand even how to avoid overdraft fees in your bank account.

Reputable apps use strong encryption and security protocols to protect your personal and financial information.

Final Thoughts

Cash Advanced apps like Dave can be lifesaver as you wait for your next pay period and need a bit of help to get it.

you can You’ll be paid early Or you get cash advances without a credit check, but these apps go further.

They don’t just give you cash back. There are also some pretty handy tools that can help you track your money better with cash advance amounts.

However, these apps are great for organizing tight spots with bank accounts all over the place, but not a fix for ongoing money struggles.

Cash Advanced App is like a quick band aid for the time you’re in a pinch You need money quickly.

So use them wisely as a good way to avoid bad loans and huge interest rates.