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Personal Financing Planner > Personal Finance > This is why I broke! 5 Money Blocks to Fix Now
Personal Finance

This is why I broke! 5 Money Blocks to Fix Now

June 5, 2025 11 Min Read
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11 Min Read
Money mindset
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Table of Contents

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  • What is Money Block?
  • 7 Common Money Blocks and How to Fix them
    • 1. Money block related to your restrictive beliefs
    • 2. Negative Self-talk
    • 3. Money blocks related to non-specific goals
    • 4. Your feelings and grenades you embrace others
    • 5. Don’t forgive money mistakes
    • 6. Avoid finances
    • 7. Worship the Almighty Dollar
  • You can beat your money block and succeed!

eMoney thinking

Money blocks are real. And at some point, most of us went through them. You may actually read this article, and after learning about these blocks, there are moments of AH-HA and tell yourself, This is why I broke! This is because it’s really hard to understand that it’s a block of money that keeps breaking you.

Most people assume that in order to stop breaking, you need to change your financial habits, but there’s more to it. That’s why it’s important to learn what these blocks are and how to remove money.

What is Money Block?

But what is Money Block anyway? A money block is a series of thoughts, ideas, or feeling that gets in the way of achieving financial success. It could help you get out of debt, save a lot of money, increase your income flow, or give you a dream lifestyle.

7 Common Money Blocks and How to Fix them

Here we present seven money blocks that you can identify and tackle intrusions to achieve financial success.

1. Money block related to your restrictive beliefs

So have you ever noticed that you are thinking:

I have to be a billionaire to be able to afford it.

There’s no way I can save all that money.

How can I pay back all of this debt?

Well, they are classic examples of restrictive beliefs, and many of them may have learned as children. Believe it or not, hundreds of them run through their minds every day.

So, how do you fight this? It’s all about being aware of what you’re thinking, then turning your thoughts back on. Over time you will find that you are doing this automatically.

So instead of thinking about what you can’t, focus on focusing on what you can do by building a rich way of thinking like this:

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I can afford it and I will find a way to get there.

I create a savings plan to help save all that money.

I will pay off all my debts.

Plus, it helps you fight against your negative thoughts, so aim to start your day positively and end it positively. Try praying, meditation, and/or making a diary. Find something that works to take you to the right headspace. (Make sure to check out the list prayers for a financial breakthrough!)

When you are in the right headspace and think about the right ideas that don’t limit what you can achieve, you are motivated and tend to achieve financial success.

2. Negative Self-talk

Considering negative or restrictive ideas creates a money block. But speaking to them loudly amplifies them. Saying negatively or limiting words, those words become concrete and empowering because they are being said now. Plus, all this negative self-talk can lead to stress and affect your health!

Beware of the words that come out of your mouth as what you say appears. If you are saying something negative, immediately adjust your language and rephrase your statement from a positive perspective.

Keep in mind that your words and thoughts are very related. The more you say something, the more you think about it, the more likely you are to say it.

Both are deeply connected to your motivations, thoughts, actions and perseverance in all situations, combining (your thoughts and words) to achieve financial success.

3. Money blocks related to non-specific goals

That you have no rhymes or reasons for what you want to achieve in your finances will lead you to the block after block. You will find excuses as to why things aren’t going well. Also, other non-essential things will increase your time and financial resources, and you will lose your motivation quickly.

If your financial goals (and general life goals) are not specific and measurable, you are less likely to focus on them because there are no set dates. Second, you are less likely to achieve them.

To get rid of this type of money block, it is important to have a very clear and specific goal for a particular timeline. Don’t state, and I will pay off all my debts. Next, write it down somewhere. It may be in a notebook, spreadsheet, or app.

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And once you have set these big goals, you can break them down into small chunks that you can track each week, month and yearly, and stay motivated to make progress over time. Decompose big goals into smaller goals and keep you inspired as they are easier to achieve!

4. Your feelings and grenades you embrace others

Ah, this is a big thing. So many people are even jealous and angry at other people who seem to be doing better than them. They feel this energy (and time) in friends, family, colleagues, and sometimes even strangers on the internet!

These emotions keep focused on negative thoughts and actions, so they block a lot of money in turn.

Are you guilty of this? Now, you can set things up correctly by redirecting your time and energy. Instead of focusing on what others don’t have, you can focus on what you can do to take the necessary actions to stay motivated, and you can actually start to find your own financial success.

It is also important to remind others to be grateful when they start to feel jealous, as it helps them fight negative emotions.

Appreciation is an important part of your journey to financial success. When you are grateful, you realize all the blessings you have in your life, and this leads to satisfaction. Also, realizing that someone is praying for something you already have somewhere can help you put things in perspective.

5. Don’t forgive money mistakes

This is another big block, which makes many people struggle. To move forward to achieving your financial success, you must allow yourself to make mistakes in your money, take the lessons you have learned and keep it moving.

Yes, mistakes happen! Everybody has made bad decisions with money from time to time. Even the richest people in the world.

It’s about acknowledging where you went wrong and figuring out what to do to get things right. Even if you make the same or similar mistake again, you rinse and repeat (recognize, learn, implement) until you get over your error.

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This is how you can release these blocks of money and truly succeed in your finances.

6. Avoid finances

Do you avoid your finances? This is actually a kind of money obstacle. A common behavior for avoiding money is not to read your bank statement or pay your bill late. Basically, avoid anything with your money! This money block comes from false beliefs about money, leading to self-destruction.

Remove this block from the front and remove it. Start by creating a financial routine that will help you develop the habit of checking in with your money regularly. This is a powerful step. Because it helps you avoid everything that has to do with your finances and stop staying at the pinnacle of your money.

To really control, use your spending journal to track transactions and emotions around your money.

7. Worship the Almighty Dollar

You may be thinking, “I thought it was positive to want money.” Well, that’s moderate. Money worship does not mean you have a wealth of money. This means you are constantly striving more and more, building up excessive spending and debt, and trying to find happiness.

So the trick to beat this money block is to find your passion. What else makes you really happy other than materialistic?

Finding answers to what inspires you and brings joy is important. Because instead of spending money on crap you don’t need, you will find happiness in the experience instead.

You can beat your money block and succeed!

In conclusion, you know how to remove blocks of money, so please understand that you can achieve anything you want. Anything. This means you have to break the cycle of being constantly broken. Let’s sink it for a little while.

You just want to make it bad enough and you need to do the work and maintain the course. So take a little time for your finances and identify what is causing the money block you may be experiencing now and take steps to address them. Also, understand that sometimes you may not be attaining your goals, and it’s fine.

Successful people are those who overcome their own shortcomings and failures and continue to do so anyway. Remove money blocks from dumping debt, saving money and learning how to build wealth with free financial courses and worksheets!

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