By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Personal Financing PlannerPersonal Financing Planner
  • Home
  • Investing
  • Personal Finance
  • Banking
  • Mortgages
  • Credit Card
  • Loans
  • Budgeting
  • Retirement
Notification Show More
Personal Financing PlannerPersonal Financing Planner
  • Home
  • Investing
  • Personal Finance
  • Banking
  • Mortgages
  • Credit Card
  • Loans
  • Budgeting
  • Retirement
Follow US
Personal Financing Planner > Budgeting > Better features than cost worth it?
Budgeting

Better features than cost worth it?

June 2, 2025 29 Min Read
Share
29 Min Read
Better features than cost worth it?
SHARE

Table of Contents

Toggle
        • fast free
  • What is Quicken?
  • Who will benefit from Quicken?
  • Quicken pricing and program
    • Simplifi with Quicken
    • Quicken Deluxe
    • Quicken Premier
    • Quicken Home & Business
  • Quicken Features
    • Tracking expenses/expenses
    • Financial Planning – Money Tracking
    • Bill Management (Paying Invoices)
    • Investment Tracking
    • Resignation overview
    • Quicken for Mac
  • Account sync
  • Quicken Interface
  • Sign up with Quicken
  • Pros and Cons
    • Strong Points
    • Cons
  • Quicken Alternatives: Other Money Management Tools
    • mint
    • Empower (formerly personal capital)
  • Final Thoughts
This article may contain links from your partner. Read more about how to make money.

fast
free

  • Product Cost
  • Tools and Features
  • Ease of use
  • Customer Service

Conclusion

Quicken is a popular personal finance software that allows individuals to effectively manage their financial lives. It offers comprehensive tools and features to help users track income, expenses, investments and budgets.

Strong Points

  • Various versions to suit your needs
  • It’s safe
  • A clear picture of your finances
  • It helps you stay organized
  • Budget and invoice reminders
  • Excellent customer support team
  • Small and Medium Enterprise Version
  • Investment Tools
  • Ability to connect to a bank and download transactions directly to the program

Cons

  • The program is not free
  • Quicken can be complicated
  • The subscription model means monthly or annual fees for us
  • The Mac version of Quicken does not have some features compared to the Windows version
  • Cannot sync with the bank

Do you want to manage your money better? Quicken is the perfect way to get started!

This is simple accounting software that helps you track all your spending in one place, so you can see where your money goes.

Maybe you tried it Budget the old fashioned method And I want to try something else. Personal finance apps like Quicken might be the answer!

With Quicken, you can clearly draw out how much money comes in, how much you pay your bills, how much you will track due dates, and how much money is left for your savings and savings. It’s easier than ever to take charge of your finances!

In this Quicken review, we’ll explore the benefits of using Quicken to talk about new features that can make a difference in your budget.

fast

Get complete control of your finances with Quicken! Plan today and tomorrow with award-winning software and apps.

Get started now

What is Quicken?

Quicken is one of them Best personal software Available. It helps you control your spending and savings so that you can live the life you want and achieve financial freedom.

Quicken Homepage

Quicken has been around since 1983. It was first introduced by IntuitInc as a DOS program accounting software, but in 2016 Quicken was sold to Equiline Partners.

This is a personal financial management tool that will help you track your spending and savings.

It’s easy to use, making it perfect for beginners and those who want to control their money.

Everything will be automatically renewed as you connect your membership to your bank account, credit cards, investments, loans and other financial institutions.

That way you will always know where all the dollars go at the end of each month and how much money you have left.

Software has come a long way since it first came on the market, but now there are different versions to suit everyone’s needs.

There is Quicken for Mac and Windows users, plus Quicken Mobile and web companion apps. They also offer Quicken Home and Business versions.

Who will benefit from Quicken?

Quicken has become a popular accounting software with several different types of Quicken users.

People who want to make things simpler

Quicken is easy to understand your budget and is useful for those who can check on the go. Some other companies will make you pay for features you don’t need

Simplifi with Quicken It is a modern program designed specifically for those new to budgeting, and is looking for advice on how to save money and get the most out of it.

There is also automated sorting. So, as soon as you buy something, they’ll be placed in a category, so you can see how you’re doing. Do you buy some groceries?

Simpifi will know, and you will soon know if you need to be less in groceries! Getting alerts about excess and unusual spending can be very helpful. Simplifi and Quicken make it easy and make all your legs work!

Read the full details Simplifi review here.

People who like details

Quicken is a great accounting software solution for those who want to track their spending and understand where their money goes each month.

People can Create a budget And see how well they do each month and do a better job of managing their money.

Investors

Quicken is also popular with investors. People can track their investment portfolios to see how their investments are being made, as well as create a detailed budget for each investment.

Beginners on budget

Quicken your budget screenshots

Now we’ve been budgeting for a very long time, but we know that some of you are new to the game! Budgeting doesn’t have to be overwhelming, but it can be difficult to know where to start exactly.

Not all Quicken programs are created to track billions of companies. You can find the best option to budget your money at a fast speed without getting stuck on a financial inside.

Simplifi with Quicken It is made for those who want a simpler budget. It won’t confuse you with financial jargon or make you pay for the many features you don’t use!

This option is perfect for college students who can help save money who want a good plan to pay off their student loans.

Not only is it a great option for college/graduates, it’s also powerfully simple for simpler visualizations and busy people on the go.

Businessman Those who want to track both their home and business in the same place are separate but together

Quicken is a great way to track business expenses and get the right business accounting software for you.

You can create various spending categories for business expenses to track how much is spent on office supplies and other expenses related to your business.

People who want accessible personal finances

Have you noticed that some budget programs aren’t mobile-friendly? Not being able to access your budget while you’re out can be frustrating.

You can check your spending while shopping with Quicken to make sure you’re not destroying your personal finance statistics!

Well, Quicken has created Simplifi specifically for our technicians who want a budget for Quicken mobile apps that are quick, practical and of course always available!

People who don’t trust Cloud

Quicken is popular with financial institutions and people who prefer not to link personal information to the cloud.

They don’t want to use mobile apps and want everything on their computers to be accessed very easily. You can add a transaction manually or have Quicken run it.

Quicken pricing and program

New Quicken Prices

Quicken is accounting software that uses a user and subscription model.

There are four packages/subscriptions offering a variety of features, with prices ranging from $28.68 to $71.88 when paid each year.

Quicken is available in electronic stores, online websites, or on Amazon. If you choose to subscribe to Quicken, automatic updates for all versions of Quicken are free for one year.

There is a 30-day money-back guarantee, but if you choose to cancel your subscription, you will lose automatic downloads from financial institutions in Quicken.

Each package comes with a desktop version and Quicken Web and Mobile Companion Apps. You can also create a simple monthly budget with each package, sync your bank account (if necessary), and pay your bills online with the bank invoice payment feature.

Quicken offers are Simplifi by Quicken, Quicken Starter, Quicken Deluxe, Quicken Premier, and Quicken Home & Business. Let’s take a look at each package!

Simplifi with Quicken

price: $28.68 per year

Features:

Simplifi with Quicken Built for the web and mobile, the Quicken package works best on the desktop.

It is made for people with new budgets and does not require excessive functionality to manage their money.

Its most notable features are custom monthly spending plans, updated pie and graphs (good visuals!), and navigational financial reports, unlike starters and deluxe, with portfolio investment account tracking options.

It’s easier than the experienced investor features you get with other Quicken plans.

Quicken Deluxe

price: $35.88 per year

Quicken Deluxe helps you track all your financial accounts and provide easy-to-use charts, graphs and reports. It’s easy to set a budget at the beginning of a month/year.

Features:

Quicken Deluxe allows you to create custom reports and track your loans, investments and retirement accounts.

Quicken Premier

price: $50.28 a year

Quicken Premier offers even more features to advanced investors.

Features:

In addition to all the features of Quicken Deluxe, Quicken Premier includes the ability to pay invoices through the software and check the current fair market value of your home through Zillow.

Quicken Premium also provides front-line access to Quicken support.

Quicken Home & Business

price: $71.88 per year

Quicken Home & Business is the most comprehensive plan that Quicken offers and is suitable for those who want to track their home and business/rental finances all in one place.

Features:

Quicken Home & Business is available to Windows users.

This includes all the features of other Quicken plans. Additionally, you can create invoices and track your business-related income and expenses.

The dashboard is easy to navigate and has personal and business financial data capabilities.

Some additional features include:

  • You can view rental property management, rental property information, rental receipts, rental property tenants, and more
  • Personal property management that allows you to add assets you own and their estimated value
  • Tenant management, record rental payments, track tenant information, and more
  • You can add car information such as vehicle management, make, model, year, mileage, etc.
  • Tools to check security prices every 15 minutes and “What ifs” for buying and selling investments

Quicken Features

Like any other personal finance app, changes are made to make it better for you!

The latest changes were made during the pandemic in 2021, but many of Quicken’s 2021 features simply involve tweaking the old ones.

However, some updates can be interesting for potential users.

Tracking expenses/expenses

One of the changes Quicken made was to change the spending dashboard to see all your spending and expenses in one place.

You can view all your accounts in one place, make sure your invoices are paid and your spending is not excessive.

Now you can check your spending by category, merchant, or date, and even break it down by household members. Doing this will help you quickly and easily identify excess costs within your budget.

Another feature of Quicken is that it can check transactions to make sure they are legitimate transactions and provide an extra layer of protection for your finances.

Financial Planning – Money Tracking

Personal financial planning concept - napkin doodle with espresso coffee cup and coins on grunge wooden table

Financial planning with Quicken 2021 is a little easier thanks to your ability to create budgets, long-term financial plans and tax plans.

You can also use a debt reduction calculator to achieve your financial goals.

Quicken’s budgeting tool is one of the most popular features that allows you to track your spending and savings and stay within your budget.

You can set up your budget automatically based on your income and expenses.

Another common feature is the target function for savings accounts. You can set it up to automatically save money for certain goals, such as vacations or new cars.

The Saving Goals feature helps you ensure you are achieving your short-term and long-term goals by setting deadlines and showing how much you need to save monthly or yearly.

Quicken also offers a tax centre. The tax centre includes options for all the information you need to file taxes, including how to report your income and expenses, as well as deductions that you can claim.

Bill Management (Paying Invoices)

Make sure your bill is a big part of your personal finances and your head is on the water!

Therefore, Quicken can easily process your invoices by paying directly from your checking account.

In August 2020, Quicken moved from the Bill Pay platform to a new platform called Quicken Bill Manager.

The new platform has the latest features and is available to premium package users and above. Starter and Deluxe users can add to the package for $9.95 per month.

The Quicken Bill Management feature allows you to do everything from one place on your Bills Dashboard.

You can also track your invoices, pay invoices, keep all your account balances up to date, and download copies of your invoices.

Online payments can be made online or by mail by anyone in the US and through the Quicken service.

Investment Tracking

Image of a robinhood vs acorns in human hands holding an arrow-shaped plant

Quicken Investments is available to Quicken Deluxe, Premiere, and Home and Business users.

Investment management software is important for investors to know how their stocks and bonds are doing, as well as other investments such as cryptocurrencies.

Quicken connects with over 14 million financial institutions, so you can see that investment changes are tracked at any time.

What I like is that Quicken can track your investments, but you can also calculate the capital gains and losses for portfolio options.

Resignation overview

Quicken’s retirement tool allows you to get a summary of your retirement account.

You can see exactly how much money is available at a particular time throughout the year and what your monthly income will be if you start withdrawing from this account today.

The 401(k) retirement tool helps you predict how long your current savings will last after retirement.

It’s not a substitute for independent financial advice, but it’s valuable for those who are approaching retirement and want to know what their options are.

Quicken for Mac

Now I know that some programs aren’t converted to Mac products well. The same goes for the iOS system vice versa.

However, Quicken for Mac is a way to ensure that Mac users all have the same advantages and less glitches.

Before the update, Quicken was slower on Apple devices. The graph loads slowly and account linking takes time.

But they revamped things twice as fast, using better graph designs and better portfolio views.

Home runs smoothly as all dashboards are new to users. There are five category cards: income, expenses, spending by category, recent transactions, uncategorized transactions, and recipients of the highest expenditure.

Some users think that the PC version runs smoother than Quicken on Mac, but I don’t think it’s that much missing when used.

I mainly use it from a computer rather than a mobile app. Mobile wants quick peeps on all accounts, so there are some delays that you don’t see very often on the go.

Account sync

Bank exchange near me

One of Quicken’s best features is that it can be synchronized with all your personal finances, including investment accounts and credit card accounts.

Connecting financial institutions and other accounts gives Quicken the most benefits.

This means that all your financial information is in one place and you don’t have to worry about tracking multiple websites to check your account balance.

The synchronization process is simple and can be done in just a few minutes. Enter your information on the Quicken website and connect your account to download all transactions.

Next, select the accounts and categories you want to sync with Quicken and click Update Account.

Some people choose not to sync their accounts due to security concerns. Quicken gives you guarantees about robust 256-bit encryption security for transmitted Quicken data.

Quicken Interface

The Quicken interface is one of the most popular features of the software.

The interface is very minimal, but there is a simple layout that is easy to navigate. Various functions are available on the homepage, but they are all hidden neatly in one place.

If you’ve never used Quicken before, there’s a resource page on the website where you can watch the tutorial and get more information about the various features of Quicken, such as One Step Update and Investment Tracker.

Sign up with Quicken

Quicken offer

Quicken is a subscription model that allows you to pay monthly or annually, and as long as you are a current user, you will be able to access and assist you in your finances.

Sign up and get instant access to Quicken and line up all your budgets quickly and efficiently.

The sign-up process takes about 5 minutes. Simply enter your name and email address, select your password and security question, then confirm that you accept the terms and conditions.

After that, download the software and you’re ready.

Not everyone likes Quicken so you can try a 30-day trial first, but you can also check out other options to track your money.

Pros and Cons

Using Quicken has many benefits. Therefore, it has been a very popular personal finance software for over 40 years.

Below are some of the key advantages and disadvantages of Quicken software:

Strong Points

  • Various versions to suit your needs – Quickly for everyone regardless of your needs and can be used on multiple computers, Windows devices, and Mac products.
  • It’s safe – Quicken uses bank-level security, so information is always secure.
  • A clear picture of your finances – Quicken lets you see all your expenses and save in one place. This gives you a clear picture of how much money you have, what your bill is, what your net worth is, and how much it costs to enjoy.
  • It helps you stay organized – Quicken helps you stay organized and organized on your finances. This is especially useful if you need to track multiple invoices for payment or investment.
  • Budget and invoice reminders – Quicken allows you to save more money by creating budgets and setting up financial plans easily. You can also set up invoice reminders to ensure you don’t miss your payment again.
  • Excellent customer support team – Support teams are available online and via telephone. Live Chat representatives are available during normal business hours. Please contact us 24/7. Phone support hours vary depending on the day of the week, but they are usually open from 8am to midnight. It also has a resource page for active online communities and users.
  • Small and Medium Enterprise Version – Helps people with small businesses track expenses and income related to their business.
  • Investment Tools – This tool will help you make wise decisions about where to put your money.
  • Ability to connect to a bank and download transactions directly to the program – This will keep track of balance and prevent you from overdrafting your account.

Cons

  • The program is not free – The full version of the software is $5.99 per month and is billed annually to the business. There is a free program Speed ​​up alternatives like mintthere are few bells and whistles, but the cost is dilch!
  • Quicken can be complicated – Some people can be overwhelmed by all of Quicken offers and it can take time to get used to the program.
  • The subscription model means monthly or annual fees for us – To continue using Quicken, you will need to pay an annual subscription fee. The price depends on the Quicken version and the current price at the time of update.
  • The Mac version of Quicken does not have some features compared to the Windows version – Some of the features available in the Windows version are not available on the Mac version, so it’s not very useful for some people.However, it has been highly rated by Mac customers, especially Quicken over the past three years.
  • Cannot sync with the bank – Quicken can have trouble syncing with some banks, but this can be frustrating.

Quicken Alternatives: Other Money Management Tools

Don’t know if Quicken is a personal finance app for you? Well, Quicken is great, but that’s not the only thing that tracks your finances and manages your money better.

If you’re looking Alternative Personal Finance Trackerstwo great options are mint and empower.

mint

Mint budgeting

mint It offers many of the same features as Quicken, but is a free ad support program that is customizable rather than complex, suitable for those who want a simple program to help their finances.

Mint also has a great mobile app that lets you track your investments on the go.

You can connect your bank account, savings account, or even a credit card account to give you a clear idea of ​​where your money is at any time.

If you need a more detailed comparison, please read Our Mint Vs. Fast A summary of which one will get a better idea for you.

Empower (formerly personal capital)

Personal Capital Unique Features

Gives strength If you’re looking for a more user-friendly alternative to Quicken, another option.

They have a paid version with free version and other features, but they really shine as investment trackers!

We love Empower because we can track our income and expenditures, but we can also pay attention to our investments and make sure we are on track for our retirement plans.

that’s right It’s similar to mint In a way, investors particularly prefer empower because they provide comprehensive investment tools that are particularly easy to use.

Empower tends to encourage users to focus on wealth management services, a major attraction of the program, and some people prefer quickly to avoid upselling.

Check out Detailed Empower Review To see how well the app manages your finances and investments!

Final Thoughts

Young man watching a woman inserting a coin into piggy bank starts 52 weeks of money saving assignment

If you’re looking for personal financial software that will help you track your spending, save money, and manage your investments, Quicken is a great option.

Overall, Quicken is an excellent program for personal finance that helps you track your budget, invoices and investments.

It has a variety of features to meet a variety of needs and can be used on computers, Android phones, and iOS mobile devices.

As mentioned earlier, this is one of the most popular personal finance programs available and has plenty of features to offer.

However, it can be expensive and complicated to use, so be sure to consider all the pros and cons before deciding whether it’s right for you.

fast

fast

Get complete control of your finances with Quicken! Plan today and tomorrow with award-winning software and apps.

Get started now

See also  11 Top Cashback Programs to Save Money When Buying
TAGGED:BudgetingcostfeaturesMoneySave moneyworth
Share This Article
Facebook Twitter Copy Link
Leave a comment Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Popular Articles

Business Loan Agreement: What do you know before signing

Key takeout A business loan agreement is a document that outlines everything…

How to get rid of private mortgage insurance (PMI)

FG Trade/getTyimages; Illustrations by Hunter Newton/Bankrate Key takeout Federal law requires that…

Are BP stocks undervalued? | Motley Fool uk

Image Source: Getty Images The decline in crude oil prices has been…

Best business cards with no foreign transaction fees

Foreign transaction fees It's just one of a few annoying travel fees…

Is $40k a good salary? Hourly, biweekly, and monthly breakdowns

Landing a job that brings 40k after tax, that is the cause…

Best Small Cap ETF for June 2025

Looking for the next big thing in the stock market? These small…

You Might Also Like

15 Easy Ways to Simplify and Improve Your Daily Routines
Budgeting

15 Easy Ways to Simplify and Improve Your Daily Routines

By Personal Financing Planner
Stores That Do Cash Back
Budgeting

11+ Best Cashback Apps and Stores

By Personal Financing Planner
How to Refinance Your Auto Loan to Save
Budgeting

How to Refinance Your Auto Loan to Save

By Personal Financing Planner
How Much To Save For A Baby
Budgeting

How much to save for babies for new parents + Key saving tips

By Personal Financing Planner
personalfinancingplanner
Facebook Twitter Pinterest
Topics
  • Banking
  • Budgeting
  • Credit Card
  • Investing
  • Loans
  • Mortgages
  • Personal Finance
  • Retirement
  • Banking
  • Budgeting
  • Credit Card
  • Investing
  • Loans
  • Mortgages
  • Personal Finance
  • Retirement
Legal Pages
  • About us
  • Contact Us
  • Disclaimer
  • Privacy Policy
  • Terms of Service
  • About us
  • Contact Us
  • Disclaimer
  • Privacy Policy
  • Terms of Service
Editor's Choice
Nvidia’s demand remains “incredibly strong”, but China’s ban leaves the mark | Bankrates
Building a bright economic future
Current CD rates for May 2025
Stingy’s Living Positive Spin: Mindful Expenses!

© 2025 All Rights Reserved | Powered by Personal Financing Planner

Welcome Back!

Sign in to your account

Lost your password?