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Key takeout
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City Double Cash® Card and Citi® Diamond Preferred® Card Both are great cards with no annual fees, but each targets a specific type of cardholder and financial goals.
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If you’re looking for an intro APR offer on simple, flat rate rewards and balance transfers on all purchases, make your City Double Cash Card look great.
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It may be better to prefer City Diamond to pay off your debts with longer intro APR offers on both balanced transfers and new purchases.
City is an advertising partner.
If you’re looking for a credit card that costs annually, Citi offers several attractive products, including the Citi DoubleCash® card and the Citi Diamond Preferred® card. Both City Credit Cards are excellent in their own way, but are designed to serve a variety of purposes.
Compare Citi Double Cash with Citi Diamond Preferred to see what’s worth adding to your wallet.
Main details
| card | City Double Cash Card | City Diamond Priority Card |
|---|---|---|
| Welcome bonus |
|
none |
| Remuneration rate |
|
none |
| Intro April | 0% intro APR on balance transfer for 18 months, and 18.24%-28.24% (variable) April |
0% intro APR with 12 months purchases and 21 months balance transfers, and 17.24%-27.99% (variable) April |
| Annual fees |
$0 |
$0 |
City Double Cash vs City Diamond Priority Highlights
Let’s take a closer look at Citi Double Cash. CitiDiamond sees how they are compared.
Welcome Bonus Winner
Reward rate winner
Intro APR Winner
Annual fee winner
Foreign transaction fee winners
Which cards make the most money?
Citi Double Cash includes generous cashback rates, which undoubtedly offers greater value in the long run, especially when compared to Citi Diamond Preferred, which does not offer rewards.
Why do I need to get a city double cache?
City Double Cash is perfect if you’re looking for a once-a-year free card with a simple reward system. Also, if you have transferred your balance, it can be a good option. You can reduce your credit card debt while saving interest, and in the long run you can continue to acquire decent value from your card.
Why do you prefer city diamonds?
City Diamonds likes to be the perfect option if you are planning a large purchase or balance relocation. Pay it all back while the 0% intro APR period lasts. Otherwise, you will pay high interest rates (17.24% – 27.99% (variable) APR) on your remaining balance.
Conclusion
City Diamonds are preferred, and City Double Cash is both excellent cards with no annual fees, but is aimed at a wide range of cardholders. If your goal is to earn rewards, City’s double cash is the obvious winner. However, if you plan to mobile or relocate the balance, City Diamond will take your lead with an intro APR offer on purchases and balance transfers.