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Personal Financing Planner > Budgeting > Lower bills and manage your finances
Budgeting

Lower bills and manage your finances

June 4, 2025 18 Min Read
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18 Min Read
Lower bills and manage your finances
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Table of Contents

Toggle
        • Rocket Money free
  • Key Takeout: Rocket Money Review
  • What does Rocket Money do?
    • You will receive a refund for fees and suspensions
    • Manage and cancel subscriptions
  • Rocket Money Plan
    • Free features
    • Premium Features
  • Three steps to lower your invoice
    • 1. Select a provider
    • 2. Connect your invoice
    • 3. Start saving!
  • Budget and Tracking
  • Rocket Money Premium Service
    • Balance synchronization
    • Premium Chat
    • Cancellation Concerge
    • Unlimited budget with custom categories
    • Pay advance
    • Smart savings feature
  • Rocket Money Review
  • Rocket money vs. trim
  • FAQ
    • Is Rocket Money safe?
    • Who will benefit from rocket money?
    • How much can you save with Rocket Money?
  • My thoughts
This article may contain links from your partner. Read more about how to make money.

Rocket Money
free

  • Product Cost
  • Tools and Features
  • Ease of use
  • Customer Service

Conclusion

Rocket Money is a special tool that allows individuals to control their spending and save money effectively every month on their journey to economic independence.

Strong Points

  • Easily use and manage your finances
  • Provides a variety of features that will help you save money
  • Helps you track your budget
  • Bank-level encryption keeps your data secure
  • Invoice negotiation services reduce your expenses each month
  • Show all recurring fees in one place
  • Free 7-day premium subscription to see if Rocket Money works

Cons

  • It takes time to connect your account with your invoice provider
  • Rocket money fees are 40% of the year of savings, but if you don’t lower your bill, you won’t pay anything on the rocket.

The Rocekt Money Review gives you a sense of how Rocket Money works and why you can benefit from using it!

Rocket Money It’s a personal financial tool that will help you Control your finances By giving you the ability to see where your money is heading and whether you are overcharged.

Like most people, you’ve probably been overcharged (and probably more!) at least once by your service provider.

These situations are frustrating, but rocket money can help Save money Every month, smooth your financial life.

Key Takeout: Rocket Money Review

Before we get into all the details, here is a quick overview of Rocket Money.

  • You might recognize the name TrueBill, but not more, use the Rocket Money website.
  • Rocket Money offers a free premium version of the app.
  • The free app includes financial tracking, budgeting and credit score features.
  • Premium accounts include additional features such as Balance Alerts and Smart Savings Accounts.
  • This personal finance app is primarily an invoice negotiation service. The premium feature is invoice negotiation.
  • They provide bank-level encryption to ensure the privacy and security of your data.
  • It also offers a 7-day free trial of Rocket Money Premium subscriptions.

What does Rocket Money do?

How to make $100 rain money a day smiley successful couple with umbrella standing under the rain

Rocket Money A great tool to help users Living a simple lifestyle Manage your finances.

One of the main features of the app is budgeting tools. This helps users track spending, stay on budget and avoid lifestyle inflation.

The Rocket Money app also offers premium user tips to save money and services, such as negotiating low-cost invoices and subscriptions.

You will receive a refund for fees and suspensions

The Rocket Money app scans bank transactions and monthly invoices, including overdraft fees and late fees.

They work to get refunds for those fees to help lower your bills each month.

One of the most valuable features of Rocket Money is to report outages of service and try to get back money for these confused services.

This service may track failures in cable, telephone, or internet provider services and may then request a refund on your behalf.

Manage and cancel subscriptions

Do you know how much you spend on subscriptions and recurring bills? no? You are not alone! It’s easy to lose sight of how much you’ll spend on your monthly subscription.

Rocket Money helps you track your subscriptions and cancel your subscriptions. This is a great way to save money on things you may not use anymore.

You can decide which subscriptions you want to keep and which subscriptions you want to cancel.

For example, if you have a gym membership you don’t use, Rocket Money Cancel and save on monthly fees.

The app also works to negotiate a better rate of subscriptions you hold, such as for example a lower fee on cable bills.

Rocket Money Plan

Trubill Features

Rocket Money There is a free version and paid options for users looking for more features.

Rocket Money Premium costs between $3-$12 per month.

It also offers a 7-day free trial with premium features.

Details about Rocket Money features include:

Free features

  • Monthly budget preparation
  • Financial Tracking
  • Balance Alerts
  • Credit score

Premium Features

  • Negotiation of bills
  • Synchronize balance
  • Premium Chat
  • Cancellation Concerge
  • Custom Categories
  • Unlimited budget
  • Smart savings
  • $120 advance payment
  • Real-time account sync

Three steps to lower your invoice

Rocket Money Building Negotiation

Rocket Money The first is a free service.

You will need to sign up for a Rocket Money Premium membership and pay a monthly fee to get bigger savings.

Rocket Money charges a 40% “savings” fee for every dollar you receive from your subscription service. If negotiations on Rocket Money bills don’t save you money, you won’t be charged.

So, for example, to save $100 for you, the cost of the rocket money is $40.

Here’s how premium users can quickly get Rocket Money to save on their bills:

1. Select a provider

The list of Rocket Money invoice providers is very comprehensive. Companies on the list include AT&T, Comcast, and Time Warner cables.

If no provider is listed, you can submit a request to add.

2. Connect your invoice

In this step, you will use TrueProtect to provide Rocket Money Access to your monthly billing statement.

Once you connect two accounts, you can do this by entering your invoice provider login information or uploading an invoice image to the Rocket Money Portal.

But don’t worry, Rocket Money uses Plaid to provide bank-level security and encryption when connecting to your bank account.

With TrueProtect, Rocket Money allows you to repeatedly charge mobile phone bills, such as by negotiating on your behalf.

if Rocket Money Save money to you and they charge a one-time success fee on your credit card. Alias, a 40% charge from a subscription that I have successfully stated previously.

3. Start saving!

Once you’ve completed all the steps, sit down and relax. Rocket Money works to analyze your bills and start savings.

The company has a significant success rate, and reportedly users save an average of $180 a year.

Budget and Tracking

Rocket money savings

Rocket Money’s budget and tracking capabilities are simple. This allows users to review their spending habits and easily track their monthly budget.

While users in the free version can create two budgets, Rocket Money Premium allows users to create multiple budgets.

Budgeting features are under your “Start Budget” Rocket Money Dashboard.

Rocket Money’s tracking feature is one of the simplest things I’ve seen. You can quickly see your cash flow and how much you spent this month when opening the app.

You can view all transactions on the (Expenses) tab. There is a filter that searches for specific transactions that have been made on linked accounts.

There are also monthly reports you can generate to show where your money is heading

Rocket Money Premium Service

The free version offers some great features, but Rocket Money’s premium account feature is only $3-12 per month (charged annually)

At that price you can access:

Balance synchronization

One of my favorite premium features is to sync your bank account balances. Easily track your money in one place.

You can link all your bank accounts and transactions to see how much remains in your account.

To get started, connect your bank and credit card accounts to Rocket Money. Next, go to the Settings tab and select (Enable balance sync).

Premium Chat

I work at home chat work

Sometimes you may have questions. Chat lets you connect with Rocket Money’s excellent customer service and answer your questions quickly.

If you don’t want to chat with support, you can find the answer in the Rocket Money Knowledge Library or email support help.

Cancellation Concerge

Rocket Money saves you money with a premium service feature bill called Cancellations Concierge. This feature is great if you have many invoices and don’t have time to cancel your subscription.

Rocket Money From mobile phone plans to cable subscriptions, monitors and features that help you cancel services.

You will need to provide your account information to the concierge, and we will process the rest and cancel your subscription.

The free version provides instructions on cancelling your subscription and getting a refund for your bank fees, but there is no need to lift your fingers with the paid version.

Unlimited budget with custom categories

This feature allows you to track as many budgets as possible, without additional charges from Rocket Money. You can budget for everything, whether it’s food, entertainment, travel, or anything else.

For example, it’s a good idea to create a weekly food budget. You can limit the amount you want to spend on groceries, and Rocket Money tracks your spending habits and warns you when your budget is exceeded.

Rocket Money also helps you organize your finances by creating custom categories within your budget. Custom categories are beneficial if you have a lot of costs and want to track them by category.

Pay advance

Empty wallets don't have money

Can be used Rocket Money Early cash – simply apply for advance payments for your salary up to 15 days before payday.

When the check arrives, Rocket Money deducts the money you borrow from your checking account. I’m not interested in this service so I can focus on my finances without worrying about extra charges.

Smart savings feature

What I like most about Rocket Money is how it has an automatic feature to save money. Smart savings are another perfect example.

Rocket Money offers a premium service called Smart Savings to your sub-saving account. This can be used to simplify savings for small and short-term saving goals.

This feature allows you to transfer money from your current account to your FDIC insurance bank account. Financial goals Without thinking about that.

You can choose to run automatic transfers, establish limits to avoid overdrafts, and withdraw funds from your savings account at any time.

For example, you can use a smart savings account to pay the gift by withdrawing $50 a month from your checking account before Christmas.

The Rocket Money app makes it easy to set up by paying for general savings and special gifts. It’s all in the palm of your hand!

Rocket Money

Rocket Money Review

TrustPilot Rocket Money Review

Want a different perspective on using rocket money? Don’t hesitate to look for other rocket money reviews or how it ranks with others.

TrustPilot is my go-to review site for checking out what people are saying. Over 4,000 users You need to say something great about rocket money.

It has a 4.6 out of a 5-star rating, with 89% of Rocket Money reviews having 5 stars. It’s solid!

Rocket money vs. trim

Trim the homepage

Rocket Money and trim A company that provides similar services.

The companies offer bill negotiation services that help lower bills, such as cable companies’ bills each month.

Rocket Money also offers credit score reports and likes to track changes in scores.

However, users are also pleased with the trim use!

Here’s information about the trim to see why people use it instead of rockets:

trim There is a philosophy that says, “I want to help all hardworking Americans be financially healthy.”

Trim is easy to use and offers a variety of features that help you manage your finances.

This is the list What the trim offers Free:

  • Cancel subscription
  • Monitor your daily banking transactions
  • Negotiation of medical expenses
  • Bank negotiations – Reduce bank fees by lowering credit card APR
  • Easy savings (automating savings)
  • Comparison of car insurance
  • Debt calculator

Both Trim and Rocket Money provide bill negotiations with over 15,000 financial institutions. The big difference between rocket money and trim is the amount of trim fees for negotiation of the bill.

trim I recently reduced the price Up to 15% of savings in the first year. Don’t forget that Rocket Money’s success fee is 40%.

But like that Rocket Moneyif they can’t negotiate a lower bill with savings for you, there will be no fees.

FAQ

Budget preparation

Is Rocket Money safe?

yes, Rocket Money It’s a safe and secure way to manage your finances.

This personal finance app uses plaid services to connect with various financial institutions, encrypting your data with bank-level security to ensure that your information is secure.

Who will benefit from rocket money?

Rocket Money is a great tool for those who want to lower their monthly bills.

If you’re looking for an easy way to track your budget, detect potential savings, and lower your bill, Rocket Money is a great option.

How much can you save with Rocket Money?

“Can Rocket money save me money?”

Rocket Money says it saves an average of $180 a year. However, savings depend on your particular financial situation.

My thoughts

I will request a receipt for my shopping

Rocket Money It’s a great tool for people who want to better handle their spending each month and save money. Economic freedom!

While the free budgeting app allows you to track your spending, Rocket Money takes it a step further, making it easy to see where you can save and roll the ball.

Rocket Money offers easy-to-use apps with a variety of features. I will manage your finances. The paid version is even better and offers more features and benefits that will help you save extra money.

If you’re looking for an app that will help you track your budget, I recommend it Rocket Money.

Rocket Money

See also  Capital One Shopping Review 2025: Save money online!
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